New To Manual and Fearful
- SteveUK
- Master Standardshifter
- Posts: 1418
- Joined: Thu May 11, 2006 6:46 am
- Cars: 2011 Ford Fiesta Zetec S
- Location: United Kingdom
I can only say what happens here but.....
you can buy track day inurance, but fully comprehensive is very expensive compared to only the cheap third party option. This means that peopld get the 3rd party and then crash in to someone - their car does not get fixed but the person they hit does. So you end up with the same problem - no insurance to get your car fixed.
Also here, even if you have fully comprehensive from the track you have to tell your insurer if you have had an accident. This could then, with some, push up your premium. If they find out at a later date that you did not declare an accident they can void your policy.
Like I say though, I do not know what it is like in the States.
you can buy track day inurance, but fully comprehensive is very expensive compared to only the cheap third party option. This means that peopld get the 3rd party and then crash in to someone - their car does not get fixed but the person they hit does. So you end up with the same problem - no insurance to get your car fixed.
Also here, even if you have fully comprehensive from the track you have to tell your insurer if you have had an accident. This could then, with some, push up your premium. If they find out at a later date that you did not declare an accident they can void your policy.
Like I say though, I do not know what it is like in the States.